Your Financial Future
At Rick Floer Group, you can expect customized solutions, designed to address your unique goals and concerns. You will benefit from a comprehensive range of wealth management strategies custom-tailored for you.
Knowing what’s important to your financial future, is important to us, because it’s more than just a number. We want to help you fill in the gaps, answer your questions and make it all easier to understand.
Please review the chart below for reference to our planning process and how we are here to help.
IT’S YOUR FINANCIAL FUTURE
- Asset Allocation Education
- Review of Portfolio(s)
- Time Horizon
- Personal Risk Analysis
- Tax Preferred Growth
- Withdrawal Strategies
- Behavior Management & Education
- Communicate/Stay in Touch
- Wills
- Power of Attorney
- Living Will
- Advance Care Directive
- Trusts
- Taxation at Death
- Guardians for Minor Children
- Charitable Giving and Trusts
- Retirement Goal Setting
- CPP & OAS
- Business Planning
- Employer Pensions
- Tax Efficient Withdrawal Plan
- Self-Employed Retirement Plans
- Retirement Paycheque™
- Review of Existing Policies
- Life Insurance Needs
- Long Term Care Insurance
- Disability Insurance
- Health Insurance
- Homeowner’s or Renter’s Insurance
- Liability Coverage
- Income Sources
- Expenses & Budgeting
- Debt Management
- One Time Expenses
- Planned Large Expenses
- Emergency Funding
- Dollar Cost Averaging
- Mortgage, Loans & Lines of Credit
- Gifting
- Education Planning (RESP)
- Caring for Elderly
- Life Insurance Savings for Children
- Critical Illness for Children
- Registered Disability Savings Plan (RDSP)
- Intergenerational Wealth Planning
- Review of Cost Basis
- Review Realized Gains
- Carry Forward/Back Losses
- Tax Loss Harvesting
- Long Term Tax Analysis
- Salary, Dividends or Bonus
- Deduct, Defer and Divide
- Coordinate with other advisors such as your lawyers and accountants
- Hold regular meetings and ensure that all planning is well coordinated and implemented
- Document management and organization for insurance policies, estate planning, legal documents and tax returns
- Sounding Board for any financial and personal questions/concerns
